Turnkey Saga Bay pool home with over 2,500 SF under air and nearly 3,000 SF total—one of the largest floor plans in the community. This 3-bedroom, 2.5-bath residence features a bright, open layout with volume ceilings and a modern kitchen with stainless steel appliances flowing into the main living areas. A fully finished extra room delivers flexible space for a home office, media room, gym, or playroom—offering functionality well beyond the recorded 2,000 SF. Newer roof, updated bathrooms, and custom closet systems make this one truly move-in ready. Step outside to a private backyard oasis with synthetic turf, a sparkling pool, and dedicated BBQ area—perfect for year-round entertaining. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a 5-acre park with playground, walking trails, and community security—all with one of the lowest HOAs in Cutler Bay. Minutes to A-rated schools, Black Point Marina, and US-1.
Property Details
Price:
$815,000
MLS #:
A12008278
Status:
Active
Beds:
3
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
SAGA BAY SEC 1 PT 6,SAGA BAY
Neighborhood:
sagabaysec1pt6
Listed Date:
Apr 27, 2026
Finished Sq Ft:
2,032
Total Sq Ft:
2,984
Year Built:
1989
See this Listing
Schools
Interior
Appliances
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Tile
Heating
Central
Interior Features
First Floor Entry, Closet Cabinetry, Cooking Island, Volume Ceilings, Walk-In Closet(s), Den/Library/Office, Utility Room/Laundry
Laundry Features
Utility Room/Laundry
Exterior
Architectural Style
Detached, One Story
Attached Garage YN
1
Community Features
Other
Construction Materials
CBS Construction
Covered Spaces
1
Direction Faces
North
Exterior Features
Barbeque
Garage Spaces
1
Lot Features
Less Than 1/4 Acre Lot
Open Parking YN
1
Parking Features
Driveway
Patio And Porch Features
Awning(s), Patio
Roof
Metal Roof
View
None
Financial
HOA Fee
$50
HOA Fee Frequency
Monthly
Tax Year
2025
Taxes
$9,306
Map
Community
- Address7970 SW 198th St Cutler Bay FL
- SubdivisionSAGA BAY SEC 1 PT 6,SAGA BAY
- CityCutler Bay
- CountyMiami-Dade County
- Zip Code33189
Subdivisions in Cutler Bay
- A A DOOLEY SUB
- A A DOOLEY SUB,Timber Creek Apartme
- ALEXANDRIA ESTATES SUBDIV
- BEL AIRE
- BEL AIRE SEC 11
- BEL AIRE SEC 14
- BEL AIRE SEC 14,PineTree Manor North
- BEL AIRE SEC 15
- BEL AIRE SEC 3
- BEL AIRE SEC 4
- BEL AIRE SEC 6
- BEL-AIRE SEC 1
- BEL-AIRE SEC 2
- BEL-AIRE SEC 23
- BEL-AIRE SEC 3
- BENSON MANOR
- BLACK CREEK VILLAS
- BREEZE OF GALLOWAY CONDO
- C B PALMS
- CANTAMAR
- CANTAMAR,Cantamar
- CENTENNIAL SEC 1
- CENTENNIAL SEC 2
- CENTURY STAR SUB
- COVE CONDO PHASE I
- COVE CONDO PHASE II, THE
- Crystal Cay,Enclave Cutler bay
- CURBELO AT OLD CUTLER,CURBELO AT OLD CUTLE
- CUTLER BAY
- CUTLER CAY
- CUTLER CAY,Cutler Cay
- CUTLER COUNTRY GROVES 1ST,Old Cutler Glen
- CUTLER COUNTRY GROVES PLA
- CUTLER CREEK CLUB SEC 1
- CUTLER CREEK CLUB SEC 2
- CUTLER CREEK CLUB SEC 2 A
- CUTLER CREEK VILLAGE COND
- CUTLER LAKES CONDO
- CUTLER RIDGE MANOR ESTATE
- CUTLER RIDGE PINES
- CUTLER RIDGE PINES,Whispering Pines
- CUTLER RIDGE SEC 3
- CUTLER RIDGE SEC 4
- CUTLER RIDGE SEC 5
- CUTLER RIDGE SEC 6
- ENCLAVE AT BLACK POINT MA,ENCLAVE
- ENCLAVE AT BLACK POINT MA,ENCLAVE AT BLACK POI
- ENCLAVE SOUTH PHASE 2
- EUREKA COMMERCIAL PARK CO
- GALLOWAY LAKEFRONT CONDO
- GOMEZ ESTATES
- HERFA SUB
- HITCHENS ESTATES
- HOLIDAY HOUSE SEC 1
- JENNINGS CUTLER ESTATES S
- LAKES BY THE BAY
- LAKES BY THE BAY AMBER
- LAKES BY THE BAY CEE
- LAKES BY THE BAY DAY
- LAKES BY THE BAY EVE REPL
- LAKES BY THE BAY EVE REPL,The Shores
- LAKES BY THE BAY FAYE REP
- LAKES BY THE BAY GEE
- LAKES BY THE BAY GEE,LAKES BY THE BAY
- LAKES BY THE BAY GEE,The Cove at Bayshore
- LAKES BY THE BAY JAY
- LAKES BY THE BAY KAYE
- LAKES BY THE BAY KAYE,LAKES BY THE BAY
- LAKES BY THE BAY SEC 11
- LAKES BY THE BAY SEC 12
- LAKES BY THE BAY SEC 14
- LAKES BY THE BAY SEC 2
- LAKES BY THE BAY SEC 2,LAKES BY THE BAY SEC
- LAKES BY THE BAY SEC 3
- LAKES BY THE BAY SEC 4
- LAKES BY THE BAY SEC 5
- LAKES BY THE BAY SEC 6
- LAKES BY THE BAY SEC 7
- LAKES BY THE BAY SEC 8
- LAKES BY THE BAY SEC 8,LAKES BY THE BAY
- LAKES BY THE BAY SEC 8,LAKES BY THE BAY SEC
- LE CLUB AT OLD CUTLER CON
- LINCOLN CITY SEC G
- LINCOLN CITY SEC H
- MARK MANOR PINES SEC 3
- MIDWAY
- OLD CUTLER COVE
- OLD CUTLER COVE ADDN
- OLD CUTLER FOREST
- OLD CUTLER GROVE
- OLD CUTLER MEADOW AMEND,OLD CUTLER MEADOW
- OMNI ESTATES 2ND ADDN
- Paradise Isles
- PARADISE POINTE CONDO
- PELICAN BAY AT OLD CUTLER
- PERRINE GRANT SUB
- PINE TREE HOMES
- PINE TREE MANOR SEC 1
- PINE TREE MANOR SEC 2
- PINE TREE MANOR SEC 3
- PINE TREE MANOR SEC 4
- POINT ROYALE BLDGS 3 & 4
- POINT ROYALE CONDO NO 2
- POINT ROYALE SEC 1
- POINT ROYALE SEC 5
- PRECIOUS HOMES AT LAKES B
- RIDGEVIEW GARDENS CONDO #
- ROSEHAVEN
- ROSEWOOD HOMES
- ROYALE POINT-TOWNVILLAS C
- S CORAL HOMES SEC 3
- SAGA BAY GARDENS CONDO
- SAGA BAY GARDENS CONDO,Saga Bay Gardens Con
- SAGA BAY SEC 1
- SAGA BAY SEC 1 PT 4
- SAGA BAY SEC 1 PT 5
- SAGA BAY SEC 1 PT 6
- SAGA BAY SEC 1 PT 7
- SAGA BAY SEC 1 PT 8
- SAGA BAY SEC 1 PT 9
- SAGA BAY SEC ONE PART TWO
- SAGA BAY TOWNHOMES
- SAGA BAY TOWNHOMES 1ST AD
- SAGA BAY TOWNHOMES,Saga Bay Townhomes
- SAGA BAY TOWNHOUSE 1
- SAGA VIEW
- SANTA BARBARA
- SEA GRAPE TOWN HOMES
- SECTION 22 BEL-AIRE
- SECTION NINETEEN BEL AIRE
- SECTION TWENTY-FOUR BEL-A
- SILVER PINES,Silver Pines
- SOUTH CORAL HOMES SEC 2
- SOUTH MIAMI HEIGHTS ADDN
- SOUTH MIAMI HGTS 1ST ADDN
- SUB OF PB 1-4
- TENALLA OCEAN FARMS
- THE COURTS AT BAYSHORE I
- THE COURTS AT BAYSHORE I,The Courts
- THE COURTS AT BAYSHORE II
- THE COURTS AT BAYSHORE II,Isles at Bayshore
- THE COURTS AT BAYSHORE II,THE COURTS AT BAYSHO
- THE RIDGES
- THE SHORES CONDO NO 1
- THE SHORES CONDO NO 1,The Shores
- THE SHORES CONDO NO 2
- The Tides,Isles of Bayshore
- TIDES AT ISLES OF BAYSHORE,Tides at Isles of Ba
- TRELLIS AT BAYSHORE
- TRELLIS AT BAYSHORE,ISLES AT BAYSHORE
- TRELLIS AT BAYSHORE,ISLES OF BAYSHORE
- UNPLATTED
- VILLAS AT CUTLER BAY COND
- WHISPERING PINES EST SEC
- WHISPERING PINES ESTATES
Market Summary
Current real estate data for Single Family in Cutler Bay as of May 01, 2026
210
Single Family Listed
93
Avg DOM
378
Avg $ / SqFt
$806,454
Avg List Price
Property Summary
- Located in the SAGA BAY SEC 1 PT 6,SAGA BAY subdivision, 7970 SW 198th St Cutler Bay FL is a Single Family for sale in Cutler Bay, FL, 33189. It is listed for $815,000 and features 3 beds, 3 baths, and has approximately 2,032 square feet of living space, and was originally constructed in 1989. The current price per square foot is $401. The average price per square foot for Single Family listings in Cutler Bay is $378. The average listing price for Single Family in Cutler Bay is $806,454. To schedule a showing of MLS#a12008278 at 7970 SW 198th St in Cutler Bay, FL, contact your CENTURY 21 Carioti agent at 2392986550.
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