Stunningly updated ground level home on three lots, spanning street-to-street in Key Largo’s Pirate’s Cove neighborhood with community boat ramp, clubhouse and bayfront beach. This spacious concrete home with metal roof is high and dry in the most desirable X-flood zone, and it also has insulated Anderson impact windows for safety and energy efficiency. Outside is mature, lush landscaping (including mango, soursop, lime and key lime trees) that wraps the home in shady gardens and transports you into your own private oasis with built-in grill, shelter and fire pit. Inside, the new gourmet kitchen is flanked by a pair of matching Miele refrigerators and features a custom black granite island with a professional grade Wolf gas range, double ovens, drawer microwave and hammered copper hood. The custom wood cabinets are rough sawn imported black walnut and accented by a deep hammered copper farm sink. The interior craftsmanship and attention to detail can be seen throughout the home, from the rough sawn imported black walnut doors, door casings, baseboards and window trim to the custom closet doors, copper bathroom sink basins, and custom lighting and fixtures. There’s also primary bedroom and built in bookshelves in the second bedroom. Must see to appreciate! Call today.
Property Details
Price:
$1,099,000
MLS #:
A12015323
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
PIRATES COVE
Neighborhood:
piratescove
Listed Date:
May 7, 2026
Finished Sq Ft:
1,499
Total Sq Ft:
1,881
Year Built:
2009
See this Listing
Schools
Interior
Appliances
Dryer, Electric Water Heater, Microwave
Bathrooms
2 Full Bathrooms
Cooling
Ceiling Fan(s)
Heating
Other
Interior Features
First Floor Entry, Utility Room/Laundry
Laundry Features
Utility Room/Laundry, Washer/Dryer Hook-Up
Exterior
Architectural Style
Attached, Half Duplex, Manufactured
Community Features
Clubhouse
Construction Materials
Concrete Block Construction
Direction Faces
South
Exterior Features
Barbeque, Built-In Grill
Lot Features
Less Than 1/4 Acre Lot
Parking Features
Additional Spaces Available, Other, Rv/Boat Parking
Roof
Aluminum, Metal Roof
View
None
Financial
HOA Fee Frequency
Monthly
Tax Year
2026
Taxes
$6,804
Map
Community
- Address85 Henry Morgan Dr Key Largo FL
- SubdivisionPIRATES COVE
- CityKey Largo
- CountyMonroe County
- Zip Code33037
Subdivisions in Key Largo
- AMENDED & EXTENDED PLAT O
- ANGLERS PARK SHORES
- BAY HARBOR AMD
- BAY HAVEN SEC 3
- BERMUDA SHORES
- BERMUDA SHORES AMD
- BLUE WATERS TR VILLAGE SE
- BUCCANEER PT LARGO SOUND
- BUTTONWOOD BAY CLUB CONDO
- BUTTONWOODS SHORES
- CALUSA CAMPGROUND
- CALUSA CAMPGROUND,Calusa Campground
- Calusa Condo Association,Calusa Condo Associa
- CORAL COAST
- CROSS KEY WATERWAYS EST S
- DOVE CREEK ESTATES
- HARBOR COURSE SOUTH SEC 1,Ocean Reef Club
- Harbor Shores
- HARBORAGE, THE
- HARRIS OCEAN PARK ESTATES
- HARRIS OCEAN PARK ESTS
- Holiday by the Sea
- HOLIDAY HOMESITES
- Island of Key Largo Point
- KAWAMA TOWER
- KAWAMA YACHT CLUB
- KEY LARGO BEACH
- KEY LARGO BEACH ADD
- Key Largo Kampground
- KEY LARGO MOBILE HOMESITE
- KEY LARGO MOBILE HOMESITES,TAYLOR CREEK
- KEY LARGO NORTH
- Key Largo Ocean Resort
- KEY LARGO OCEAN RESORT CO
- KEY LARGO OCEAN RESORT CO,Key Largo Ocean Reso
- KEY LARGO OCEAN RESORT CON
- KEY LARGO OCEAN RESORT,KEY LARGO OCEAN RESO
- KEY LARGO OCEAN SHORE,The Oasis
- KEY LARGO OCEAN SHORES AD
- KEY LARGO PARK AMD
- KEY LARGO TRAILER VILLAGE
- KEY LARGO YACHT CLUB
- KNOWLSON COLONY 1ST ADD P
- LAKE SURPRISE ESTATES
- LANDINGS OF LARGO
- Landings of Largo Condo
- LANDINGS OF LARGO II
- LARGO BEACH
- LARGO GARDENS
- LARGO SOUND PARK
- LARGO SOUND PARK 1ST ADD
- LARGO SOUND PARK,Anglers Park
- MANATEE COVE
- MANDALAY
- MATECUMBE SUB LOTS 3 & 4
- MONROE PARK
- Moon Bay
- OCEAN ISLE ESTATE
- Ocean Reef
- Ocean Reef Club
- PAMELA VILLA
- PARADISE POINT
- PARADISE POINT COVE
- PIRATES COVE
- PIRATES COVE 1ST ADD
- Pirates Cove Key Largo
- PORT LARGO
- PORT LARGO 5TH ADD
- Riviera Village
- Rock Harbor Est
- ROCK HARBOR ESTATE
- Rock Harbor Manor
- SANCTUARY AT KEY LARGO 3
- Santi Heights
- SEXTON COVES ESTATES
- SILVER SHORES MOBILE HOME
- SOUTH CREEK VILLAGE
- STILLWRIGHT POINT NO 2
- STILLWRIGHT POINT NO 2,STILLWRIGHT POINT NO
- SUNRISE POINT REV
- TARPON ACRES
- The Harborage
- THE RESIDENCE CLUB AT FIS
- TOWNHOUSES OF KAWAMA
- TWIN LAKES
- TWIN LAKES 1ST ADD
- TWIN LAKES 2ND ADD
- WINSTON WATER WAYS AMD
- WINSTON WATERWAYS NO 2
- Wynken Blynken & Nod Est,Wynken Blynken & Nod
- WYNKENBLYNKEN & NOD EST,WYNKENBLYNKEN & NOD
Market Summary
Current real estate data for Single Family in Key Largo as of Jun 15, 2026
130
Single Family Listed
191
Avg DOM
904
Avg $ / SqFt
$1,830,970
Avg List Price
Property Summary
- Located in the PIRATES COVE subdivision, 85 Henry Morgan Dr Key Largo FL is a Single Family for sale in Key Largo, FL, 33037. It is listed for $1,099,000 and features 3 beds, 2 baths, and has approximately 1,499 square feet of living space, and was originally constructed in 2009. The current price per square foot is $733. The average price per square foot for Single Family listings in Key Largo is $904. The average listing price for Single Family in Key Largo is $1,830,970. To schedule a showing of MLS#a12015323 at 85 Henry Morgan Dr in Key Largo, FL, contact your CENTURY 21 Carioti agent at 2392986550.
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