Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living. Set within the coveted, gated enclave of Ocean Cay Estates, this oceanfront residence is crafted for those who value refined comfort, effortless entertaining, and world-class boating. A private tropical oasis unfolds along the water’s edge, anchored by an award-winning resort-style pool featuring five waterfalls, a walk-over bridge, a swim-up table, and a separate infinity spa overlooking the blue horizon. The outdoor living spaces feel like a retreat of their own—sun terraces, shaded lounging, lush landscaping, and uninterrupted ocean breezes. Two fully equipped outdoor grill/kitchen areas allow for seamless entertaining, from casual afternoons by the pool to unforgettable sunset dinners. For boaters, this is the ultimate base. Enjoy 100 ft of deep-water dockage with premium Zuri decking, multiple dock boxes, a shaded Tiki, dedicated lounging area, boat lift, and a specialty-designed kayak elevator for easy launching. Inside, the home blends soaring ceilings, natural light, and thoughtful craftsmanship. The chef’s kitchen impresses with a Miele gas stove, oversized Sub-Zero refrigeration, stone countertops with integrated backlighting, and seamless flow to the dining and great rooms. A second bar area creates the perfect spot for conversation and cocktails. A private elevator services all three levels.
Property Details
Price:
$6,950,000
MLS #:
A12010055
Status:
Active
Beds:
3
Baths:
4
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Port Largo
Neighborhood:
portlargo
Listed Date:
Mar 30, 2026
Year Built:
2001
See this Listing
Schools
Interior
Appliances
Trash Compactor, Dishwasher, Dryer, Ice Maker, Microwave, Refrigerator, Washer
Bathrooms
4 Full Bathrooms
Cooling
Ceiling Fan(s)
Flooring
Tile
Heating
Other
Interior Features
First Floor Entry, Second Floor Entry, Family Room, Other, Utility Room/Laundry
Laundry Features
Utility Room/Laundry
Exterior
Architectural Style
Detached, Three Or More Stories
Community Features
Mandatory Hoa, Paved Road
Construction Materials
CBS Construction
Covered Spaces
4
Direction Faces
West
Exterior Features
Open Balcony
Fencing
Fenced
Garage Spaces
2
Lot Features
1/4 To Less Than 1/2 Acre Lot
Open Parking YN
1
Parking Features
Attached Carport, Covered, Driveway, Paver Block
Patio And Porch Features
Open Balcony, Open Porch
Roof
Metal Roof
View
Canal, Ocean
Waterfront Features
Ocean Access, Canal Front, Ocean Front
Financial
HOA Fee
$3,000
HOA Fee Frequency
Annually
Tax Year
2025
Taxes
$17,540
Map
Community
- Address545 Ocean Cay Dr Key Largo FL
- SubdivisionPort Largo
- CityKey Largo
- CountyMonroe County
- Zip Code33037
Subdivisions in Key Largo
- AMENDED & EXTENDED PLAT O
- ANGLERS PARK SHORES
- BAY HARBOR AMD
- BAY HAVEN SEC 3
- BERMUDA SHORES
- BERMUDA SHORES AMD
- BLUE WATERS TR VILLAGE SE
- BUCCANEER PT LARGO SOUND
- BUTTONWOOD BAY CLUB CONDO
- BUTTONWOODS SHORES
- CALUSA CAMPGROUND
- CALUSA CAMPGROUND,Calusa Campground
- Calusa Condo Association,Calusa Condo Associa
- CORAL COAST
- CROSS KEY WATERWAYS EST S
- DOVE CREEK ESTATES
- HARBOR COURSE SOUTH SEC 1,Ocean Reef Club
- Harbor Shores
- HARBORAGE, THE
- HARRIS OCEAN PARK ESTATES
- HARRIS OCEAN PARK ESTS
- Holiday by the Sea
- HOLIDAY HOMESITES
- Island of Key Largo Point
- KAWAMA TOWER
- KAWAMA YACHT CLUB
- KEY LARGO BEACH
- KEY LARGO BEACH ADD
- Key Largo Kampground
- KEY LARGO MOBILE HOMESITE
- KEY LARGO MOBILE HOMESITES,TAYLOR CREEK
- KEY LARGO NORTH
- Key Largo Ocean Resort
- KEY LARGO OCEAN RESORT CO
- KEY LARGO OCEAN RESORT CO,Key Largo Ocean Reso
- KEY LARGO OCEAN RESORT CON
- KEY LARGO OCEAN RESORT,KEY LARGO OCEAN RESO
- KEY LARGO OCEAN SHORE,The Oasis
- KEY LARGO OCEAN SHORES AD
- KEY LARGO PARK AMD
- KEY LARGO TRAILER VILLAGE
- KEY LARGO YACHT CLUB
- KNOWLSON COLONY 1ST ADD P
- LAKE SURPRISE ESTATES
- LANDINGS OF LARGO
- Landings of Largo Condo
- LANDINGS OF LARGO II
- LARGO BEACH
- LARGO GARDENS
- LARGO SOUND PARK
- LARGO SOUND PARK 1ST ADD
- LARGO SOUND PARK,Anglers Park
- MANATEE COVE
- MANDALAY
- MATECUMBE SUB LOTS 3 & 4
- MONROE PARK
- Moon Bay
- OCEAN ISLE ESTATE
- Ocean Reef
- Ocean Reef Club
- PAMELA VILLA
- PARADISE POINT
- PARADISE POINT COVE
- PIRATES COVE
- PIRATES COVE 1ST ADD
- Pirates Cove Key Largo
- PORT LARGO
- PORT LARGO 5TH ADD
- Riviera Village
- Rock Harbor Est
- ROCK HARBOR ESTATE
- Rock Harbor Manor
- SANCTUARY AT KEY LARGO 3
- Santi Heights
- SEXTON COVES ESTATES
- SILVER SHORES MOBILE HOME
- SOUTH CREEK VILLAGE
- STILLWRIGHT POINT NO 2
- STILLWRIGHT POINT NO 2,STILLWRIGHT POINT NO
- SUNRISE POINT REV
- TARPON ACRES
- The Harborage
- THE RESIDENCE CLUB AT FIS
- TOWNHOUSES OF KAWAMA
- TWIN LAKES
- TWIN LAKES 1ST ADD
- TWIN LAKES 2ND ADD
- WINSTON WATER WAYS AMD
- WINSTON WATERWAYS NO 2
- Wynken Blynken & Nod Est,Wynken Blynken & Nod
- WYNKENBLYNKEN & NOD EST,WYNKENBLYNKEN & NOD
Market Summary
Current real estate data for Single Family in Key Largo as of May 01, 2026
134
Single Family Listed
191
Avg DOM
1,072
Avg $ / SqFt
$3,133,014
Avg List Price
Property Summary
- Located in the Port Largo subdivision, 545 Ocean Cay Dr Key Largo FL is a Single Family for sale in Key Largo, FL, 33037. It is listed for $6,950,000 and features 3 beds, 4 baths, and has approximately 0 square feet of living space, and was originally constructed in 2001. The average price per square foot for Single Family listings in Key Largo is $1,072. The average listing price for Single Family in Key Largo is $3,133,014. To schedule a showing of MLS#a12010055 at 545 Ocean Cay Dr in Key Largo, FL, contact your CENTURY 21 Carioti agent at 2392986550.
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